Terms of service: AML Scanner

Terms of ServicehyperflowLeave a comment, , ,

Effective from: August 20, 2020.

The AML Scanner module contains three services:

  • AML check service – AML Scanner – single verification of persons and companies against the register of beneficial owners, PEP lists and sanctions lists on request,
  • Batch Screening AML – mass AML verification – mass verification of people and companies,
  • AML Scanner History – verification log of AML screening.

AML check – AML Scanner

  1. The AML Scanner service verifies:
    1. Company:
      1. a company or organization (with a given tax identification number or EU VAT number) is verified in the Polish Central Register of Economic Activity, in the National Court Register or in the VIES register (VAT Information Exchange System),
      2. companies registered in the National Court Register are checked against sanctions lists and the Central Register of Ultimate Beneficiaries (UBO Registry), and the names of people obtained from the UBO Registry are verified against sanctions lists and PEP lists,
      3. companies registered in CEIDG – company names are checked against PEP lists and sanctions lists.
    2. Person:
      1. a person (with a given name and surname) is verified against sanctions lists and PEP lists.
  2. The service is available in the form of a web application on the HyperFlow platform and via the API (REST JSON web service).
  3. The service is only available as a single inquiry.
  4. When the service has the status Active, each entry of a non-empty value in the query form and pressing the “Run AML Scanner” / Enter button, or sending a technically correctly formulated request via the API (in accordance with the API documentation), is referred to as sending a query, which is answered immediately as text information (in the web application) or as a JSON message (for requests sent via the API).
  5. Sending a request may result in a positive response (the entity is on sanctions lists and/or PEP lists and needs attention) or a negative one (the entity is not on sanctions lists or PEP lists), i.e. it is safe.
  6. Immediately after the analysis is performed, a report containing all the data collected during the analysis is returned.
  7. If the credit balance is greater than zero, each time you send a query, the number of available requests decreases by one.
  8. The exception to point 7 is having an active time licence (fixed-term access). During an active fixed-term access, the balance of available queries does not decrease.

Batch Screening AML – mass AML verification

  1. The AML Batch service enables a collective or file query – each time a query is sent, the balance of requests is reduced by the number of lines sent in the query (entities checked).
  2. The exception to point 1 is having an active time licence (fixed-term access). During an active fixed-term access, the balance of available queries does not decrease.
  3. By entering data into the buffer, the analysis is started immediately for the data entered.
  4. The service enables:
    1. restarting the analysis for all records in the database,
    2. resuming the analysis for unverified records in the database.
  5. The analyses performed are presented as reports that allow records to be filtered by status.

AML Scanner History – verification log

  1. The Verification log panel contains information on historical queries made with the AML Scanner module.
  2. This panel includes a search function that allows you to search query results by date or content.
  3. Verification history allows you to download both individual reports (from the last 100 queries) in PDF format and collective monthly reports in PDF and CSV format.
  4. Verification history is available when the AML Scanner module has the status Active.

Module information

  1. The AML Scanner module supports:
  • GUS, VAT, VIES, UBO registers,
  • PEP lists,
  • OFAC SDN and Consolidated,
  • United Nations Consolidated Sanctions List,
  • European Commission Sanctions List.
  1. The Service Provider provides updates of sanctions lists and PEP lists at no additional charge.
  2. If there is no technical possibility to download the current version of the lists from the source, the module operates on the basis of the most current (last known) lists available.
  3. The service is licensed as query packages and billed according to the number of queries carried out within the available credit balance, or licensed with unlimited access for a specified period*.
  4. The service becomes inactive when the number of requests (credit balance) on a given Customer Account reaches 0 (zero) or when the period of access has expired.
  5. The Service Provider does not provide the entire sanctions/PEP lists (copies for download) as part of this service.
  6. The maximum frequency of sending queries is 5 queries per second.
  7. If queries are executed more frequently, the service may respond with the error code “Server busy”.
  8. If you send a request that ends with a Server busy or Server timeout error, the balance of available queries is not reduced.
  9. The Service Provider is not responsible for the lack of access to the Central Statistical Office, VAT or VIES registers, especially in cases where:
    • the servers providing the service operated by the NTA do not respond,
    • the National Tax Administration does not provide a flat file on a given day,
    • the VIES servers do not respond,
    • the servers providing the service run by the CSO do not respond.
  10. The Service Provider is also not responsible for the quality of data provided by the Central Register of Ultimate Beneficiaries or for unavailability caused by a failure of the UBO Registry IT systems.

* – fixed-term access with no query limit: above 20,000 queries per month the service remains active, but to ensure service quality the response waiting time may be extended to 30 seconds.

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